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Interview The Woman Who Cracked the Money Saving Code

Dr. Lois Center-Shabazz is a career personal finance and savings advocate who has been writing about personal finance for twenty-five years. Her philosophy about money is that people in all income categories, from low to high, can live rich and save money at the same time. She explains how to do that on her comprehensive websites; and

The sites focus on concepts from saving money to small business ideas and many issues in between – also covering a full range of budgeting and money tools.

Dr. Center-Shabazz is a multi-faceted person who combines the life experience she gained as a practicing dentist, financial blogger, and artist, to develop the methods which enabled her to achieve a successful financial life. She has done that by saving, investing and following her own advice. She teaches the same financial concepts to low income and wealthy people.

When asked why, Lois says,

“Many poor people will not stay poor and need to learn money management going forward. Wealthy people many times become poor because they don’t understand money and its secure uses. Some simply get scammed out of their money due to lack of financial knowledge and scandalous people who prey on unsuspecting wealthy people”

Currently, she is a full time writer, blogger and artist, who practiced as a dentist in San Diego for 20 years. She did her undergraduate work at the University of California and has a Doctor of Dental Surgery degree from Loma Linda University. In 2002 Lois received the Pinnacle Book Achievement Award in the Self-Help category for “Let’s Get Financial Savvy! From Debt-Free to Investing with Ease”. Her most recent books are

“Live Rich Save Money! 68 Powerful Ways to Save Money, Now and Forever” (Amazon Kindle) and;

“Live Rich Save Money! Budget Dairy” (eBook from her website).

Both of the books were written in 2014 and are available now.

Dr. Center-Shabazz says that at least 70% of people who “Live Rich” employ her techniques. Some of those show how:

  • To find savings you thought you never had.
  • To change your mind about money and not fear learning new things.
  • “Really” rich people live with money.
  • There are many effective ways to improve your life.
  • To manage money using her “Budget Planner”.

The “Save Money Resources” blog area of the website contains many articles with titles such as “What is a Mutual Fund – 15 Basics to Know”, “Car Maintenance – How to Save Money on your Car”, “Small Business Ideas with 15 Startup Secrets”, “The School Loans Nightmare and College Costs”, “Moving Tips – a Hassle Free Move when you Sell your Home” and “Protect your Tax Returns and Conveniently Pay Taxes Online”.

Lois has been featured as a personal finance expert  in several national publications including Essence Magazine, Black Enterprise Magazine and Network Journal.

The key message in is that since there really is more than one way to improve a life situation, if change is really wanted, there is no reason to avoid exploring ways to accomplish that change. For more information on the suggestions Dr. Center-Shabazz has for doing this, visit For the fastest response, email interview request, via the contact form on the website, or call and leave a message, subject line-interview. Find her books on the website and on

Lois displays her acrylic paintings at, and her photography at
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